Storm guide · Inspection checklist

Hail damage roof inspection checklist

What to check safely from the ground after hail — the collateral signs that matter, what to photograph, and when a professional inspection is worth it.

The short answer

Check from the ground first. Photograph everything. Then decide.

Hail damage is easy to miss from the street and easy to oversell at the door. This checklist is the order that protects you: stay off the roof, document what you can see safely, look for the collateral signs that tell you whether hail was big enough to matter, and only then bring in a professional inspection — which in the Houston area typically runs as a standalone paid service in the $150–$350 range (estimate), though many roofers fold the inspection into a repair or replacement quote. Emergency tarping, if water is getting in, typically runs $300–$600 (estimate, consistent with our repair guide).

How to read every number on this page: these are estimates, not quotes. Compiled October 2026 from published Houston-area contractor pricing ranges and standard installed cost-per-square figures for the Gulf Coast market. They are planning estimates, not quotes: your actual price depends on roof size, pitch, tear-off layers, decking condition, and material choice — which is exactly why the next step is comparing real written quotes.

Safety, before anything else

The checklist

Ground-level hail inspection, step by step

What professional inspectors actually look for

On the roof, a proper inspection marks a test area on each slope and counts functional hits — bruised or fractured shingle matting, not just surface marks — along with the condition of flashing, vents, valleys, and ridge cap. Ask the inspector to show you photos of each slope and to explain, in plain language, which marks are hail damage, which are wear, and which are older mechanical damage. An honest report separates those three; a sales pitch blends them.

If you find…What it usually means
Granules in gutters only, no other signsRoof took weather; get a pro inspection before assuming damage or assuming you're fine
Dented vents/gutters + bruised shingles on multiple slopesConsistent with functional hail damage — document and price the repair/replacement options
Active leak after the stormTarp or repair first ($300–$1,400 for most repairs, estimate); insurers expect you to prevent further damage
No collateral signs anywhere on the propertyBe skeptical of a same-day door-knock claim that the roof is destroyed

Insurance and next steps

Claim or not — a decision to make with numbers in hand

Whether hail damage is worth a claim depends on your policy, your deductible, and the actual scope of damage — nobody honest can promise you a claim outcome, and anyone who guarantees one at your door is selling, not inspecting. The sensible order is: document (checklist above), get an independent inspection with photos, get a written scope and price for the work, then compare that number with your deductible before you file.

For what the follow-on work should cost, see our roof repair cost guide and the roof replacement cost guide.

Where hail hits our service area hardest

West and northwest tracks put Katy on the hail corridor most springs, Cypress takes the same systems as they move across the northwest metro, and Sugar Land sees regular Fort Bend storm tracks. Wherever you are, the form below routes your request to roofers who actually serve your suburb — up to 3, never a call-center blast.

Get real numbers

Estimates plan. Quotes decide.

Everything above is a planning range. The number that matters is a written quote on your roof — size, pitch, decking, and materials measured in person. Send one request and compare up to 3 quotes from independent local roofers who serve your suburb.

Free for homeowners, no obligation, and your request is never sold to a call center or sent to more than 3 roofers.

Go to the full quote page →

Get my roofing quotes

Free for homeowners. Matched with up to 3 local roofers — never sold to a call center.

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Your reference number is . Here's what happens next: we verify your details, then pass your request to matched local roofers — expect calls or texts from them directly, usually the same business day. If anything about that doesn't happen, the reference number is how we trace it.